We will offer you a free appointment at the outset to enable us to assess the strength of your potential claim and if, in our opinion, you have a good case we may offer to represent you using a no win-no fee arrangement. This is an agreement where we act for you on the basis that we do not get paid if your claim is unsuccessful. To balance that risk, we are entitled to charge a bonus (success fee) on top of our normal costs if the claim does succeed. We are able to claim that success fee from the losing side’s insurers.
With a CFA if proceedings are issued you are also exposed to having to pay the other side’s costs if the claim in unsuccessful. We may therefore arrange for an insurance policy (if you do not already have legal expenses cover) where appropriate which protects you from having to pay those costs in the event of your claim being unsuccessful. Legal expenses insurance
A variety of insurance policies now exist providing cover both before and after the event.
After the event insurance policies can be purchased after the accident which leads to the insurance claim. These policies provide cover for your costs and your opponents costs if your claim does not succeed.
Before the event insurance cover may already exist. You may have taken out legal expense insurance as part of an existing policy such as that covering your household contents or building cover. Similar policies exist with motor insurance and vehicle recovery organizations. An insurance company might seek to insist that you use their choice of Solicitors rather than your own but you do not have to accept this and we believe that face to face contact with your legal representative provides you with reassurance to which you are entitled.
